How It Works — SAPEO

📝

Create your account

💡 Verify your email, complete your profile with a photo and bio to inspire trust in donors.

🎨

Design your campaign

Give a catchy title, add photos and videos, write a compelling description and set your goal.

💡 Our tools guide you: SEO-optimised title, photo gallery, YouTube video, category and tags. Real-time preview.

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KYC Verification (withdrawals)

To withdraw your funds, submit a government ID and bank details. Validated within 24-48h by our team.

💡 Required once only. Official ID (national card, passport) + bank account (IBAN). Secure and confidential.

📢

Share everywhere

Share your campaign on Facebook, Instagram, WhatsApp, email, or simply copy the unique link.

💡 Built-in share buttons, customisable short link, downloadable communication kit, widget for your website.

💰

Receive your funds

Once you've reached your goal (or even before), withdraw your funds directly to your bank account.

💡 SEPA transfer within 2-5 business days. Complete donation history. Tax certificate available. 0% SAPEO commission.

🚀 Create my fundraiser now

🔎

Discover projects

Browse hundreds of campaigns by category, region, or amount. Use the search bar to find a cause that moves you.

💡 Advanced filters: category, country, status (ongoing/completed), target amount, creation date. Verified campaigns.

💳

Make your donation

Choose your amount, enter your card details on the secure Stripe form and confirm in seconds.

💡 Payment by card (Visa, Mastercard, Amex), Apple Pay, Google Pay. 256-bit SSL encryption. Automatic email receipt.

🎁

Leave a message

Add an encouraging message to the creator. Your generosity deserves to be celebrated!

💡 Your message appears publicly below the campaign (anonymous option available). The creator can reply directly.

📧

Track progress

Receive email notifications on campaign progress and thank-you messages from the creator.

💡 Donor dashboard: all your donations, downloadable receipts, thank-you messages, news from supported campaigns.

💛 Discover campaigns

Why choose SAPEO?

A platform built for you, without compromise

🆓

100% Free

No SAPEO commission. Zero hidden fees. Optionally, you can leave a tip to support the platform.

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Secure payments

Stripe PCI DSS Level 1 — the highest security standard in the payment industry. 256-bit SSL.

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197 countries supported

SAPEO works worldwide. Interface available in 6 languages (FR, EN, ES, DE, IT, PT).

⚡

Launch in 5 min

Guided form, real-time tips, campaign templates. Your fundraiser is live in 5 minutes.

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Full dashboard

Track donations in real time, manage withdrawals, analyse your sharing statistics.

🤝

Human support 7d/7

A dedicated team answers your questions. Chat, email, full FAQ. We're here for your success.

Criterion	✨ SAPEO	Concurrent A	Concurrent B
Platform fee	0%	5%	8%
Stripe processing	~1.4%	~2.9%	~2.9%
Withdraw without reaching goal	✅ Yes	❌ No	❌ No
KYC verification	✅ Free	✅ Paid	❌ No
Multilingual support (6 langs)	✅ Yes	🟡 Partial	❌ English only
Withdrawal time	2-5 days	7-14 days	5-10 days

Frequently Asked Questions

Everything you need to know before getting started

Does SAPEO charge a commission?

No. SAPEO charges zero commission on donations. The only fees are Stripe's payment processing fees (approx. 1.5% depending on the country). An optional tip can be left by the donor to support the platform, but it is entirely voluntary.

How long does it take to create a campaign?

About 5 minutes! Title, description, photo and goal — that's all you need to get started. You can always enrich your campaign after publishing.

When can I withdraw my funds?

Once your KYC is approved. For your first campaign: minimum 14-day delay after the first donation + 5% of the goal threshold required (exception if no donation for 20 consecutive days). Transfers arrive within 2-5 business days.

Do I need to reach the goal to keep the donations?

No. On SAPEO, you keep all funds collected even if the goal is not reached. There is no "all-or-nothing" mode — every donation received is definitively yours.

Is a donation tax-deductible?

This depends on the beneficiary organisation and your country of residence. SAPEO provides a donation receipt, but tax deductibility varies by country and the nature of the fundraiser.

Can I donate anonymously?

Yes! When donating, you can choose to remain anonymous. Your name will not appear publicly on the campaign page.

What's the difference between a goal and an open fundraiser?

A goal sets a target amount (e.g. €5,000). An open fundraiser has no cap and continues as long as you wish. Both modes are available on SAPEO.

📚 See all questions →

How does SAPEO work?