Best International Fundraising Platform from Senegal and Togo in 2026: Collect Donations by Credit Card, Google Pay and Apple Pay

Are you based in Senegal or Togo and looking for a reliable international fundraising platform? Whether you need to fund medical expenses, education, a family emergency or a new business, solutions exist — accessible from Dakar, Lomé, Thiès, Touba, Kpalimé or anywhere in these two countries. And without Mobile Money: using only a Visa or Mastercard credit card, Google Pay or Apple Pay.

In this complete guide, we compare the best crowdfunding platforms accessible from West Africa and explain why SAPEO is the most suitable solution for project creators in Senegal and Togo who want to reach donors in France, Belgium, Canada or anywhere in the world.

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Why Is It Difficult to Run a Fundraiser from Senegal or Togo?

Project creators based in Dakar, Lomé or elsewhere in West Africa often face the same obstacles:

  • GoFundMe, Leetchi, HelloAsso do not accept African bank accounts for withdrawals — your funds get stuck
  • Platforms requiring a European IBAN de facto exclude residents of West Africa
  • High commission fees (5–8% on GoFundMe) drastically reduce the amount you receive
  • English-only interfaces slow down French-speaking diaspora donors
  • No French-language support makes resolving any issue impossible quickly

SAPEO was built specifically for the African diaspora and project creators in Africa. Create your campaign from Dakar or Lomé, receive donations by Visa/Mastercard, Google Pay and Apple Pay, and withdraw funds in 48h once verified.

Comparison — Best Fundraising Platforms for Senegal and Togo in 2026

Platform Visa/MC Card Google/Apple Pay Commission Africa Withdrawals French Support
✅ SAPEO ✅ Yes ✅ Yes 0% ✅ 48h ✅ 6 languages
GoFundMe ✅ Yes ✅ Yes 0% + fees ❌ EU/US IBAN only ⚠️ Limited
Leetchi ✅ Yes ❌ No 2.9 – 5% ❌ Europe only ✅ Yes
Kickstarter / Indiegogo ✅ Yes ⚠️ Partial 5 – 8% ❌ Limited countries ❌ English only

How SAPEO Works from Dakar or Lomé

Step 1 — Create your free account

Visit sapeo.org/register.php. Registration takes 2 minutes, no credit card required.

Step 2 — Launch your campaign

Title, description, goal, photo — the interface is available in English and French. Your campaign goes live immediately.

Step 3 — Share with your network

Your donors in France, Belgium, Canada or the US pay by Visa, Mastercard, Google Pay or Apple Pay in seconds.

Step 4 — Identity verification (KYC)

ID document + selfie. Processed in less than 24h, done once only.

Step 5 — Receive your funds in 48h

Withdrawals processed in 48 business hours via international bank transfer.

💡 Good to know: SAPEO charges 0% commission. The only fees are Stripe transaction fees (~1.4% + €0.25 for European cards), deducted from the donor side.

What Fundraising Campaigns Work Best from Senegal and Togo?

🏥 Medical fundraisers

The #1 category. Medical costs at Dakar's CHU, Hôpital Aristide Le Dantec or Lomé's CHU Sylvanus Olympio can quickly exceed a family's means. The Senegalese diaspora in France (700,000+) and the Togolese diaspora (300,000+) respond strongly to these campaigns.

🎓 Study abroad funding

Student visa, flights, first months of rent, enrollment fees — a campaign targeting the diaspora can cover all of this.

⚰️ Repatriation of remains

€3,500 to €8,000 in costs — one of the most-shared campaigns, reaching its goal fastest.

🏗️ Community projects

Building a classroom, drilling a well, equipping a rural health clinic — strong engagement from the diaspora and international NGOs.

🚀 Entrepreneurship

Launching a startup in Dakar or Lomé, funding equipment — crowdfunding bypasses the difficulty of accessing bank credit in West Africa.

FAQ — International Fundraising from Senegal and Togo

Can I create a SAPEO campaign if I live in Dakar or Lomé?

Yes. SAPEO is accessible from any country. You create your campaign from Senegal or Togo, and your donors worldwide pay by card, Google Pay or Apple Pay.

In what currency are donations collected?

In euros (EUR) by default. Donors pay in their local currency and you receive funds in EUR.

How do I withdraw funds in Senegal or Togo?

After KYC, via international bank transfer. If you have an account at Ecobank, UBA, CBAO, Orabank or Coris Bank, a SWIFT wire transfer is possible. You can also use Wise or Payoneer for faster receipt.

Is GoFundMe usable from Senegal or Togo?

GoFundMe lets you create a campaign, but withdrawals are limited to countries with eligible local banking infrastructure. In practice, residents of Senegal or Togo cannot withdraw funds directly. SAPEO has no such restriction.

Ready to launch your international campaign from Dakar or Lomé?

Create your fundraiser for free in 5 minutes. 0% commission.

🚀 Start My Campaign on SAPEO

Need help? sapeo@sapeo.org — WhatsApp +1 (418) 476-7254